We Structure Insurance around Real Financial Risks -
no Unnecessary Costs
Helping you secure insurance for what matters most - without paying for cover you don't need
Insurance was originally created to protect people from serious financial losses - financial disasters.
Over time, insurers have added many layers of "benefits" to make their products more attractive than their competitors. Often, these added benefits are not needed and many people don't realise that they are paying for these benefits.
At MHR Insurance Brokers, we help clients to step back, understand their real risks, and structure insurance in a way that aligns with their financial position, risk tolerance and long-term thinking.
We don't focus on selling cheaper insurance.
We focus on structuring insurance intelligently that gives positive long-term financial outcomes.
"How We Think"
A different way of looking at insurance
We believe insurance decisions should be deliberate - not automatic
This means:
- insuring against events that would cause significant financial hardship
- using excesses and self-insurance consciously where appropriate
- avoiding unnecessary convenience benefits that add costs but very little value
- reducing frequent small claims that damage long-term outcomes
We are Independent
MHR Insurance Brokers is totally independent. We are not controlled by or affiliated with any of the product providers we represent.
We are not governed by sales targets or cash and non-cash incentives to promote products or suppliers.
We will always recommend solutions that are in your best interests and that best suit your goals and needs.
We are authorised and regulated by the Financial Sector Conduct Authority - Licence FSP 12741
What Our Clients Say About Us
MHR Wealth Management have been providing insurance cover for us for many years, during which time we have always received excellent, efficient service with cost effective solutions for all our insurance needs.
It is reassuring to have competent professionals providing a very personalised service
Colin & Caroline Sturgeon
What Our Clients Say About Us
MHR Wealth Management have given me excellent service since I started using their services
I find their pricing to be very fair and great value for money
The service has always been outstanding when it comes to advice and in the case of support such as handling claims
Terry Munro - Managing Director - Beachcomber Tours
What Our Clients Say About Us
Mike and Lesley have attended to our personal as well as corporate insurance needs for nearly twenty five years. They are super efficient, friendly and have always maintained high integrity levels
Without any reservations they are highly recommended
Steve Barnard
