Advice built on thinking, not transactions
MHR Insurance Brokers was established to provide a more considered approach to insurance advice.
We believe insurance decisions should be guided by financial reality, risk tolerance, and long-term planning
— not by product features or sales targets.
Our work is built around helping clients understand risk clearly and structure insurance in a way that supports financial stability over time.
Why we do things differently.
Over many years in the insurance industry, we observed that many insurance portfolios gradually become more complex, more expensive, and less aligned with their original purpose.
Insurance often evolves into a collection of policies rather than a structured risk strategy.
MHR Insurance Brokers was founded to provide advice that steps back from product-driven thinking and instead focuses on intentional, financially grounded decision-making.
Led by experience and long-term client relationships.
MHR Insurance Brokers is led by Michael Reeves, who has longstanding experience in the short-term insurance advisory environment, specialising in personal and commercial risk structuring.
The practice focuses on building long-term client relationships, often advising individuals and families across multiple stages of financial life, as well as business owners managing overlapping personal and commercial exposures.
The practice has been built predominantly through long-standing client relationships and personal referrals.
As an independent advisory practice, MHR maintains access to a broad range of insurers, allowing recommendations to remain aligned with client needs rather than insurer preference.
How we work with clients.
Our advisory process typically involves:
- Understanding financial exposures and asset structures
- Identifying meaningful risks and eliminating duplication
- Structuring insurance deliberately rather than allowing cover to accumulate incrementally
- Reviewing cover as financial and personal circumstances evolve
- Maintaining ongoing advisory relationships rather than transactional interactions
Professional standards and regulatory oversight.
MHR Insurance Brokers is an authorised Financial Services Provider regulated by the Financial Sector Conduct Authority of South Africa.
Our licence number is 12741
We operate within formal regulatory and compliance frameworks designed to safeguard clients and ensure advice is delivered responsibly and transparently.
Advice is ultimately built on trust and conversation.
We work best with clients who value thoughtful discussion, clear reasoning, and long-term planning.
If this approach resonates with you, we would welcome the opportunity to have a structured conversation about your insurance and financial risk positioning.
We deliberately limit the number of new advisory relationships we accept to ensure that every client receives thoughtful, considered attention.
