We are independent financial service providers which means we are not tied to, nor answerable to any product supplier. 

It is the client's responsibility to ensure that all assets are valued and insured for the correct value e.g. the family home. But, if the home is undervalued and there is a large claim (e.g. a fire) and the insurer applies the "average" clause and the client only gets paid (say) 60% of the claimed amount - believe me when I say ....the broker gets blamed for insuring the home for the wrong amount!. In this situation ... nobody wins!

And that is why we prefer our clients to have the best policies available that guarantee that you get paid out the correct insured amount.

Two of the best personal policies available are the Executive policy from MUA and the Elite policy from Old Mutual Insure.

If you don't need, or want this level of cover we have excellent products from Vantage, Old Mutual Insure and Infiniti.

How we add value as your Financial Advisor with regard to short term insurance:

• It is our responsibility to make sure you are treated fairly
• At renewal, we review your policy to ensure that the rates that the insurer are proposing are competitive and market related
• Huge savings are achieved for our clients during this renewal review process
• We negotiate on your behalf for benefits and concessions we feel you are entitled to
• We do all the administration of client policies in our offices which allows us to give clients an efficient and responsive service